I cut up my Discover Card – another step to financial freedom

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Not that long ago I was introduced to Dave Ramsey‘s Total Money Makeover. It changed my life. I’d never kept a budget. I had a few credit cards. My wife and I had two car loans. Then, of course, was the mortgage. It didn’t happen overnight, but before long I’d paid off all but one…

Frugal Tip: When “Saving” isn’t really “Saving”

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This might come off as more of a rant than a “tip”, but please try and look past the “rantyness” and get to the core of the issue… We’re bombarded with messages about sales when you can save 10% off with this coupon, or save 20% if you sign up for that credit card, or…

Dave Ramsey reads my tweet on the air

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The other day on Twitter I replied to Dave Ramsey’s comment about the Cash for Clunkers program. I said “what we really need is a Cash For Clunker Politicians” program where we can trade in our incumbent politicians for new, more efficient models”. Sure enough, he read it on the air — .mp3!

Frugal Tip: Drink Water instead of Caffeine

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Sorry it’s been a while since my last Frugal Tip. Inspiration, it seems, comes in spurts. Today’s tip deviates from my traditional tips in that I haven’t yet implemented this time (I have all the others). What is Caffeine? Information via Wikipedia: Caffeine… Caffeine was discovered by a German chemist, Friedrich Ferdinand Runge, in 1819,…