Frugal Tip: Drink Water instead of Caffeine

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Sorry it’s been a while since my last Frugal Tip. Inspiration, it seems, comes in spurts. Today’s tip deviates from my traditional tips in that I haven’t yet implemented this time (I have all the others). What is Caffeine? Information via Wikipedia: Caffeine… Caffeine was discovered by a German chemist, Friedrich Ferdinand Runge, in 1819,…

Bank Bailout: how it could have been done (another approach)

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I already talked about an alternate way that the Bank Bailout could have been orchestrated, but that got me thinking… here’s another idea: Interest Rates Why haven’t people been saving much (until just recently)? Interest rates have been crappy! Honestly, they’re not keeping up with inflation, so why would the average American save money in…